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General

What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.gb

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

Yes of course! You can chat with us in the app at any time or call us on 0221 669 501 10

April Birthstone: Diamond

18th April 2019

by Admin

Calling all April babies, if you didn’t know already your birthstone is the most valuable of them all - the diamond. This precious and sophisticated gem is possibly the most popular and coveted of them all and they are in fact billions of years old!

How are diamonds formed?

Most people covet diamonds, but most don’t actually know how they are formed. Natural diamonds first originate as carbon in the Earth’s mantle (the layer underneath the crust). The heat and the high pressure of the Earth’s surface on the mantle is what encourages the carbon to bond together. The bonding of the atoms causes crystals to form beautiful diamonds which then make their way to the surface, more commonly through volcanic eruptions.

Natural Diamonds

Where did the diamond get its name?

You may be curious as to how the diamond received its name. It actually derives from the Greek term “adamas” which translates to mean invincible. This translation is quite fitting with the qualities which the diamond possesses, as they are known for their incredible strength. In fact they are thought to be 58 times harder than any other mineral on Earth. 

What do diamonds symbolise?

The diamond is thought to represent strength, resilience, power and courage - after all, diamonds are forever. For centuries they have been prized as a symbol of everlasting love, with the Roman’s even believing that Cupid’s arrows were tipped with diamonds. It is also thought by some that diamonds enhance the longevity of the wearer’s relationships which is why engagement rings are typically adorned with the precious stone.

What is the meaning of birthstones?

As far a tradition goes, it is believed that gifting a birthstone in a piece of jewellery gives the wearer good luck and protection. There are common associations with certain gems and specific ‘healing powers’, with the diamond thought to help promote creativity and imagination whilst making the wearer feel more joyful.

Who do I share my birthday month with?

April babies are thought to be bright, vivacious and optimistic. William Shakespeare, Elizabeth II, Leonardo Da Vinci, Jessica Alba, Mandy Moore and Eddie Murphy are just some of the names who were born in April too, and also share the diamond as their birthstone.

Celebrities Born in April

Are there any iconic movies with diamonds?

Tonnes of them! Hollywood is obsessed with the glamour possessed by the diamond. The large black diamond ring, which Mr Big proposed to Carrie Bradshaw with in Sex and the City, is arguably one of the most famous engagement rings. Or how about the infamous blue Diamond Heart Necklace which features in the Titanic - dubbed the “Heart of the Ocean”, although completely fictional, it seems to possess a lot of similarities to the Hope Diamond. Then there is the classic “diamonds are a girl’s best friend” song performed by Marilyn Monroe in the iconic film - Gentlemen Prefer Blondes.


What should I look for when buying diamonds?

Diamonds make a great gift for that special someone, whether to show love, commitment or simply to show you care. It is important to consider the 4 C’s; cut, clarity, colour and carat when searching for that ideal piece of diamond jewellery. You should look for a diamond which is well-proportioned in order for it to produce the maximum amount of sparkle. See our diamond buying guide for further help. 

@diamondsfactoryworld