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What is Klarna?

Klarna is one of the leading payment providers in Europe and a licensed bank that is fundamentally changing the payment experience for buyers and sellers. The company, founded in Sweden in 2005, enables online shoppers to handle outstanding payments immediately, later or in installments quickly, easily and securely. Klarna works with more than 130,000 retailers such as Asos, Spotify, MediaMarkt and Deutsche Bahn and currently employs more than 2,500 people in 14 countries. In 2014 Klarna took over Sofort GmbH; In 2017, Billpay GmbH was acquired. The company's investors include; Sequoia Capital, Bestseller Group, Atomico, VISA and Permira. More information can be found atwww.klarna.gb

Is it safe to shop online with Klarna?

Definitely! Shopping online couldn't be more secure than with Klarna. In a store, you can always touch and check the goods you want to buy before paying for them. We believe that online shopping should be no different. That's why Klarna purchase on account gives you the opportunity to check your goods first and pay later.

Our goal is to make shopping easier and safer - smooth. That is why we take drastic measures to protect you as a buyer against fraud and unreliable online retailers. Whenever you see the Klarna logo in an online store, you can be sure that the store is trustworthy and meets our strict requirements.

Klarna is also certified by TÜV Saarland and Trusted Shops. Certificates give you as a consumer positive indications of the quality of the services and products. The associations registered under "the TÜV" are known worldwide and the certificates promote the highest international reputation. TÜV Saarland has concentrated on customer-oriented services outside the traditional official fields of activity. Every year, TÜV Saarland ensures that our business model is serious and that Klarna offers secure payment methods through a detailed investigation.

Klarna has been a “Trusted Shops Authorized Partner” since 2011 and as an “authorized partner”, Klarna's processes are perfectly adapted to the Trusted Shops quality criteria. The Trusted Shops quality criteria are based on national and European laws that are important for online shopping. They take into account the current judgments and requirements of consumer protection organizations or go even further. Read more about the Trusted Shops seal of approval here.

In addition, Klarna Buyer Protection protects you with every purchase from Klarna. This is an agreement between you and Klarna that allows you to shop online safely. To ensure that the Buyer Protection Directive applies, you as a consumer must make the purchase from an entrepreneur. Please note that the Buyer Protection Directive only applies to payments made with Sofort if it is expressly stated on the payment method selection page in the merchant's online store.

I have more questions about my payment. Can I speak to someone from Klarna?

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Sapphire: September’s birthstone

19th September 2019

by Admin

Cover Sapphire

If you didn’t know already, the birthstone for September is the highly coveted sapphire. Most usually associate the sapphire with being the rich blue variety that has been favoured by royalty for many years, however, sapphires can, in fact, be found in a large array of colours. This prized gemstone is also a popular engagement ring choice and is traditionally used to celebrate the 45th wedding anniversary as it pairs beautifully with diamonds.

How did the sapphire get its name?

There are many ways the sapphire found its name. The word sapphire stems from several ancient languages. For example, the Latin sapphirus (meaning blue), the Greek word sappheiros for the island of Sappherine where sapphires were found in ancient Grecian times and the Arabic Safir. 

It was also the gem of the Greek god Apollo, the god of prosperity, and was worn by worshippers visiting his shrine in Delphi.

How are sapphires formed?

Like most naturally occurring gemstones, sapphires are formed by the different shifts, in heat and pressure, and chemical changes that take place in the earth. Therefore sapphires are typically found in metamorphic and igneous rocks.

The sapphire is, in fact, a relative of the ruby. Both are forms of the mineral corundum which is normally a drab grey hue. It is only the red variety of the mineral corundum that isn’t classed as a sapphire, this is what we identify as ruby. Sapphires are mostly composed of aluminium oxide and therefore it is the traces of other elements that provide the gemstone with a particular hue, whether that be blue, yellow or pink. More specifically it is the presence of titanium and iron elements that create the popular blue tones that sapphires are known for. 

Sapphires are very durable and rate as 9 on the Mohs Scale of Hardness, making them perfect for everyday wear.

rough sapphire

What do sapphires symbolise?

Sapphires are said to symbolise many different things, originally Kings and Queens in ancient Rome and Greece believed that blue sapphires could protect them from harm and envy. The gemstone was thought to have the ability to suppress negative thoughts and was considered an emblem for power and strength. Ivan the Terrible of Russia once claimed that sapphires could strengthen the heart and endow the wearer with courage. 

Today sapphires are thought to represent kindness and good judgement along with strength. They are one of the most popular gemstones for women and are widely used in bridal jewellery, possibly as they symbolise trust and loyalty. 

Where can sapphires be sourced?

Believe it or not, the biggest source of sapphires worldwide is Australia. Other places they can be sourced include Madagascar, Cambodia, Thailand, Sri Lanka, Myanmar (Burma), and Montana in the US.

What are the world’s most famous sapphires?

There are plenty of iconic sapphires, possibly one of the most spoken about today is the Duchess of Cambridge’s sapphire and diamond engagement ring. This beautiful design was originally worn by Princess Diana and was given to the Duchess by Prince William.

Queen Elizabeth II

Other notable pieces include Queen Elizabeth II’s sapphire and diamond set which was given to her by her father, King George VI, for her wedding. Princess Diana also often wore a beautiful sapphire and pearl choker to events and on special occasions.

Celebrities seem to be fans of the beautiful gemstone too. Elizabeth Hurley, Gwyneth Paltrow and Penelope Cruz are just some of the famous names to have donned a sapphire engagement ring at some point. 

blue sapphire

Which celebrities were born in September?

If you were born in September, there are plenty of well-known names that share your birthday month with you. Stars such as Beyonce, Will Smith, Bill Murray, Adam Sandler, Zendaya, Jason Statham and Amy Poehler are among the many talents that were born in this month and share the sapphire as their birthstone. 

What characteristics do September babies have?

Those born in September are thought to be hardworking, charismatic and persuasive. It is believed that the combination of these traits tend to make them overachievers at everything they do.

Did you know?

After diamonds, sapphires are among the most durable naturally occurring element. Due to their hardness, they are also used for industrial purposes. For example, the Apple Watch features lab-created sapphire glass in its screen.

Sapphires can be found in many hues, the rarest being a pinkish-orange variety called padparadscha.

Blue sapphires have long been associated with royalty and are one of the reasons we have a colour that is named “royal blue”, which refers to the hue of the gemstone.

If you are searching for a gift for a loved one this September why not check out our selection of beautiful gemstone pendants.


@diamondsfactoryworld